Opinion: Tesla the disruptor

Digital technology, from big data to on-demand systems, continues
to disrupt industries ranging from telecommunications to
publishing, appliance manufacturing, medicine, banking and other
financial services.
And P&C insurance providers and reinsurers can expect the
same, sooner or later.
Take Tesla as an example. The electric carmaker's CEO, Elon
Musk, has essentially laid down a challenge to insurers: discount
your prices for drivers of our autopilot-equipped vehicles or we
will step in to