No insurance claim against me, so why am I a marked driver?

I simply reported a scrape to a bumper – but the premium has almost doubledWhen I tried to renew my van insurance policy with Privilege, the premium had increased from £508 to £989. Privilege said a claim had been made against me last year.In 2022, a car scraped the rear bumper of my van causing minimal damage. I reported the incident to Privilege, but did not make a claim. Continue reading...