Harvey exposes NFIP faults, analysts and advocates say

Flooding in the Houston area from Hurricane Harvey's
torrential rains highlights key deficiencies of the National Flood
Insurance Program (NFIP), according to analysts and reform
advocates: inadequate flood zone maps and zero incentive to extend
coverage outside those zones.
More than half the properties at risk of inundation in the
Houston area lie outside the zones where homes financed by
federally backed mortgages must carry flood insurance, typically
provided by NFIP, according to an analysi