Endsleigh made me pay after a car near to mine burst into flames

The insurer made me pay an excess, increased my premium and cancelled my no-claims bonusI am a 20-year-old student in Aberdeen and have lost my no-claims bonus, paid an excess of £100 and face an increased premium on my car insurance, through no fault of my own.One night last December a car parked near mine burst into flames. My car suffered scorch marks and a few small light fittings were melted. My insurer, Endsleigh, paid promptly to have the paintwork repaired but was uninterested in r