A simple query put my Swinton car insurance quote up to £980

It was £420 last year, and I had only asked if the policy covered mechanical damageThe cost of my car insurance last year was £420. My renewal quote was £980. When I queried this, my provider, Swinton, informed me that I had been involved in a multi-vehicle collision in September 2021 and had lost my no-claims bonus. In fact, I had simply called to ask if my policy covered mechanical damage after too much engine oil had been put into my car. Since it didn’t, I made no cla