How far away are we from a cashless society?

Lloyds recently announced the closure of 200 branches across the UK in a direct response to consumers deserting the high street in favour of digital channels. According to the taxpayer-owned bank’s chief executive, the use of branches has fallen by 15 per cent year on year – yet another sign that we’re moving towards a cashless society at an accelerated pace. 
Although branch closures mean unfortunate job losses, the longer-term effect of the cashless society will see