Why am I now liable for my ‘no fault’ accident claim?

Credit hire company EasiDrive says I will face legal and other costs if I don’t go to courtI was given a courtesy car after an accident last year; now I’m being pursued for a liability I had no idea I was incurring. When my ancient Mondeo was written off, the other party accepted full liability and my insurer referred me to EasiDrive, which I understood to be a claims-handling company. It said I was entitled to a courtesy car while I waited for a settlement, and delivered a ridiculou