Shunt these useless train ticket insurance policies into the sidings

What’s the point of Trainline’s ‘cancellation protection’ if it doesn’t even cover a cancellation?There are certain buttons on the internet that no one ever clicks. No 17-year-old presses “exit” when warned that the content is only suitable for adults aged 18 years and above. No one clicks “reject” when told about cookies (even if they should). And I thought no one ever said “yes” to Trainline’s insurance. Why bother to pay&