Retirement – can you make your pension last at least 20 years? | Patrick Collinson

The government should be providing a low-cost service to manage your retirement fundsThis week millions of workers will be forced to save more into a pension, as “auto-enrolment” takes a 3% cut from pay packets, and employers are obliged to chip in a further 2% of salary. Next year it will rise to a total of 8%. It’s not a lot, but it’s a start.Now comes the much bigger challenge: making the money you save last two, and possibly three, decades of retirement. Continue read