Rent should count towards credit ratings | Letters

How many people realise that their rental payment history could help them access more affordable credit, asks the Big Issue founder John BirdBrightHouse say they offer choice to those excluded from mainstream credit (At last, it’s payback time for BrightHouse, 28 October). “As long as it’s affordable and people are making an informed decision they should be allowed to choose how to spend their money.” But there’s a problem. BrightHouse isn’t affordable. £