‘I don’t buy clothes – my best suit is 30 years old’

Former teacher and semi-retired business owner Barry Crossland feels fortunate in a comfortable retirementI am of the fortunate generation and I know how lucky I am. My greatest concern is for young people who face a bleaker future with student debt and housing costs, and a third of my net income – £8,000 a year – goes to support my two eldest grandchildren through university. My son-in-law keeps a spreadsheet to ensure that all five grandchildren benefit equally over the years