How to tackle your debts if you overspent this Christmas

Do you need a fiscal health check – or to seek professional advice – over debt? It’s better to do so as soon as possibleBrits piled on the debt in the run-up to Christmas, official data showed this week, and some of us will inevitably be left nursing a pretty nasty financial hangover.The total amount owed on the nation’s credit cards rose to a record £66.7bn in November, the Bank of England said, helped along by Black Friday on 25 November and Cyber Monday on 28 Nov