How to spring-clean your bank account

Many of us still have direct debits for things we don’t use, need or want, such as insurance or extended warranties. So now’s the time to check your monthly cash flowIt may be time to spring-clean your bank account. According to a recent survey, on average more than a third of direct debits are for things we don’t use or don’t realise we’re paying for. This costs us an average of £39.98 a month, the research for Sky Mobile found. How can you better marshal you