Help-to-buy seems to have put a block on my flat purchase

Developers decided to sell ‘over-priced’ properties to investors rather than individualsI decided to buy a one-bedroom flat in Grafton Quarter, a new development in Croydon. The asking price was £327,500. I secured funding from the help-to-buy scheme and paid the £500 reservation fee back in December. However, the mortgage valuation was £290,000, leaving a large shortfall, so I had to apply to a different lender hoping to get the right valuation. This I managed to d