Happy new year? 2017 rings in more commuter misery and higher bills

The outlook may be a little bleak, but with a rising national living wage, the lifetime Isa and more protection for savers it’s not all badMany people will be understandably relieved to say goodbye to 2016, a year when the currency and stock markets went into flux at Britain’s decision to leave the European Union. Unfortunately, in personal finance terms at least, 2017 also looks bleak as consumers are expected to start seeing the full effects of the Brexit vote and how the drop in v