Gift cards for Christmas: it's time to kick the habit

With the high street in disarray, consumer groups warn that gift cards and vouchers are a bad buyWhat do shoppers at HMV, House of Fraser, Maplin, Toys R Us – and this week, Evans Cycles – have in common? They’ve all had problems using, or been left holding, worthless gift cards after the chain went into administration.With Christmas fast approaching, and reports into the dire state of the high street, consumers are being advised to break the gift card habit and give something