Fraud: here's how scammers get away with it

Online bank Monzo reveals the most common cons, from stolen cards to student ‘mules’
Digital bank Monzo is one of the fastest-growing new banks in Britain, opening 750,000 accounts over the past two years. Now, in an extraordinarily candid move for a bank, it has thrown open its doors to Guardian Money to expose the scams and brazen criminality that threaten customers – and how it is fighting back. Some of the scams are shocking, others audacious – and one so simple we ar