Festive financial hangover? Get your spending under control in the new year

Avoiding tax fines, ditching overpriced deals on energy and paying more off the mortgage are all excellent ways of boosting your bank balanceWith the wrapping paper tidied away and the final leftovers from Christmas dinner eaten, thoughts turn to fresh beginnings. There are books to read, marathons to run, courses to take and holidays to organise. All may feature on your list of best intentions for 2019 – along with sorting out your finances. Even though the hangover from Christmas spendin