Direct Line, why has my home insurance gone up by 442% in one year?

The firm’s new tool for assessing flood risk could see home premiums soar, as one readerwith a £1,000 policy discoveredWhen Paul Barlow from south London opened his latest home insurance renewal quote from Direct Line, he was staggered by the increase in the premium. The year before the insurer had charged just £189 for his property: a ground-floor, two-bed flat he rents out in Bermondsey, near Tower Bridge. But this year it wanted £1,025 – an increase of 442%. When