Anger as thousands unaware they face a ‘second mortgage’

Calls for the delay of a new loan set to replace a state-backed benefit in just 10 weeks’ timeThe government has been called on to delay a new “second mortgage” scheme, which replaces a benefit for homeowners on low incomes, after just one in 20 affected households have signed up for it.From April, the government is axing “support for mortgage interest” (SMI) which helps financially constrained homeowners with their mortgage. It will be replaced with a controversial