Phil Spencer answers five key questions for anyone considering shared ownership

Ever thought about getting on the ladder through shared ownership? (Picture: Getty/Shutterstock)According to the latest ONS figures, the average home in the UK now costs an eye-watering £293,000.And with the cost of renting so high, many young people, who might otherwise have been homeowners, simply can’t afford to top up their savings pot.
Against that backdrop, shared ownership offers an alternative route into homeownership, allowing wannabe homeowners to pay down a smaller deposi