Should parents pay for an extended warranty for their student's laptop?

This article originally appeared on Windows Central and has been inducted into our Back to School guide
Know how your student uses their laptop
Thousands of students head back to college every year, and even though your student — with an able laptop in hand — is responsible, lecture halls, dorms, labs, and libraries are bustling with people. Anyone can walk by and bump a laptop off a table, spill coffee on a keyboard, or step where they shouldn't when a backpack is being rearranged.