MFA-optional banks leave safe doors (and accounts) wide open for thieves to pillage

OPINION I write a weekly column called PWNED, about how poor security practices can lead to serious damage. Usually, there’s something funny in the malfeasance, like a CEO who kept every employee’s password in an Excel file on his desktop. However, I wasn’t laughing back in May when professional thieves invaded my 84-year-old mother’s entire financial life and managed to make off with $30,000 from her bank accounts alone. And they wouldn’t have gotten in if her fina