My nightmare before Christmas in three words: ‘health insurance renewal’ | Emma Brockes

For Americans, tis the season to conduct a grim survey of booby-trapped rip-offs masquerading as insurance ‘options’New York sparkles in winter sunshine, the Christmas playlist is on at McDonald’s, and America enters its favourite time of year: health insurance renewal time! A flurry of communications from my insurers informs me that every one of my family’s doctors may have to be changed, as they are deadlocked in negotiation with New York’s leading hospital networ