12 Ways to Save Money Without Trying

According to the Federal Reserve Board's 2018 Report on the Economic Well-Being of U.S. Households, 40% of Americans reported not having $400 in their emergency savings account."People always make things too complicated when it comes to financial planning," says Brent Weiss, co-founder and chief evangelist at the Baltimore-based financial firm Facet Wealth.Contribute to a workplace retirement plan.