Factbox: What a Joe Biden win could mean for financial policy

While Biden is unlikely to prioritize a financial industry crackdown, he is expected to take a stricter line than Trump and his former boss President Barack Obama.Biden has tapped former derivatives market regulator Gary Gensler, who has a reputation for being tough on Wall Street, to work on a transition plan for financial industry oversight.Biden has pledged in campaign materials to expand the rules to other sectors, including mortgage and insurance companies.