Top 10 fintech apps Nigerians use to beat hidden bank charges after CBN reforms

Digital banks and payment platforms now provide fee-free transfers, zero maintenance costs and transparent pricing, paired with comprehensive budgeting tools, real-time alerts and loyalty rewards.Moving everyday transactions onto these apps helps users sidestep hidden fees and maintain tighter financial control. From no-cost peer-to-peer transfers to goal-oriented savings and virtual cards for overseas spending. The following fintech solutions deliver affordable, intuitive services designed to s