Why savings is your superpower when paying off debt

Q: My partner and I are sick and tired of being in debt, so we decided to pay everything we can towards our debts. We even emptied our meagre savings account to pay off one bill faster. But my partner recently got a substantial raise at work so we’ve been putting this extra income into a savings account while we figure out what to do with it. If we used the money to pay down our debts, that would save us about six months of payments. If we left the money in savings, we have at least someth