What I wish I knew about money when I graduated high school

Q: My husband and I are probably typical 30-somethings. We both have post secondary education, have decent incomes, our kids are toddler and pre-school age, and we’ve been saving to buy a home. We usually don’t have trouble making ends meet because we only have one car loan and we try to keep what we owe on our credit cards low (we learned about high interest credit card debt the hard way in university!). We have some savings; mine is mostly in TFSAs and my husband’s is mostly