The race against time, how to confront your debt now

Q: My wife and I have had a few stressful years; our parents have faced health concerns, I went back to school and changed careers, and a close family friend passed away quite tragically earlier this year. All of these events caused us to really think about our family, the priorities we have, and how to make the most of the time we’ve been given. The carefree days of summer are over and our household is back to the grind. While we did manage to spend quality time with our teens these past