Organizing your finances, give them a good spring cleaning

Q: We finally finished our spring cleaning chores outside. It took us the better part of two weekends but what a difference it made to the look of our house, lawn and gardens. Our three kids did some of the work and commented how nice our place looked afterwards. If we could only do the same thing with our finances, life would be a lot less stressful. It seems we’re always paying at least one of our bills at the last minute and at times incurring late charges because we’re not planni