Have you done this one key thing to turn your resolutions into results?

Q: My friends and I have decided to hold each other accountable to our 2019 New Year’s resolutions. We always make resolutions but most of us can’t stick to them for more than a few weeks, a month tops. A big thing for most of us is getting a better handle on our money. We all need help with budgeting and not spending too much, and a few of us have pretty big debts that we need to deal with. We figure that by all of us turning over a new leaf on Jan. 1 together we can help each other