Eight savvy money moves to make in your 40s

Q: My partner and I have been debating about buying a newer home for our growing family or renovating our current home. We are both in our 40s, earn decent incomes from our careers and don’t feel like we’re too bad with money overall. When we met with a financial adviser to go over what possible changes would do to our finances, we’re having second thoughts; there’s so much we didn’t consider beyond what a bigger mortgage or reno would cost us. Now we feel like we m