How to trim Christmas expenses

Sticking to a budget during Christmas can help prevent a financial hangover in the new year, Credit Counselling Service of Sault Ste. Marie and District suggests.Maximums should be set for gifts, entertaining and various costs such as decorating, travel and clothing. Some additional cash can be set aside for unexpected expenses. If a balance is carried on a credit card, the amount should be paid back within three months.If it costs too much to travel to visit family, a Christmas card, email, Sky