Happy – and safe – web surfing

I was about to delete yet another spam email from an unknown sender when something about the subject line stopped me. I’ll let you in on what happened to me to inform or potentially protect you.
I opened the email and my heart dropped. In a nutshell, someone had my password and was demanding money or I would not like the consequences. Could this be real? It read like a frightening episode of “Black Mirror” that I had recently binge watched on Netflix. I’m quite sure that