McBride: Relying on home equity to fund retirement a risky strategy

Are you counting on home equity gains to fund your retirement?
If you have no RRSP, TFSA or employer pension, what are you going to live on? You may have only your government pensions and your house.
Old Age Security (OAS) provides $585 per month. Canada Pension Plan (CPP) provides $566 per month on average. Together that would give you income of just over $1,100 per month. Indeed, with such a low income you would likely qualify for some Guaranteed Income Supplement (GIS).
Should you rely on you