Dijkema: Banning payday loan shops isn't the solution

Mayor Jim Watson worries about a “glut” of payday loan shops in Ottawa, and wants to crack down on the number of outlets in the city. Coun. Mathieu Fleury suggests these supposedly short-term loans put vulnerable people in “even more challenging financial situations.” There’s reason to be concerned. Research by the think-tank Cardus has found that payday lending is correlated with violence, property crime, increased need of social assistance and increased premature