Why you may want to opt out of your employer’s health benefits

TORONTO — Health benefits such as massages, eyeglasses and prescription drugs are often seen as must-have employee perks, but many Canadians may be unwittingly paying for their benefits twice and might want to consider opting out, experts say.
Those who have extended health and dental coverage through a spouse, partner or parent may not need coverage from their own employer — which isn’t always free.
“It doesn’t make sense to have double coverage,” said Rubina